Delayed Gratification
Explore all episodes, stories, people, and quotes related to delayed gratification.
Stories (3)
Mike O'Day
The Young Investor Who Bought 7 Properties Before 30 Using FHA
A young investor used FHA financing (3.5% down, primary residence) to buy a townhome each year for seven years. He saved $15K annually, lived in each property for 12 months, then converted to rental and repeated. Seven properties before age 30. Without investing another dollar, compounding equity across all seven properties projects several million dollars per year in passive income at retirement.
Ammon Childs
Just Buy That Real Estate
Near the end of the episode, Ammon is asked what advice he would give buyers right now. He doesn’t hesitate. If he could go back and tell younger Ammon one thing, it would be this: just buy that real estate. It appreciates over time. Rates come and go — and you can refinance. The forecast suggests rates will continue to fall. His regret is not buying more, sooner. Ryan echoes it: much of his own financial growth has come from real estate appreciation and rental properties, not his primary career income. Their shared message: real estate is how you get rich slowly — and that is not a criticism of slow. It is an endorsement of it.
People (1)
Quotes (2)
"Cash flow is a bad thing until you're ready to retire."
Mike O'Day
Get Rich Slowly — Mike O'Day & Scott Clark
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