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House Hacking

Explore all episodes, stories, people, and quotes related to house hacking.

Episodes (10)

Building Generational Wealth Through Homeownership
Rents to Roots

Building Generational Wealth Through Homeownership

with Demba Camara, Shawna Turner

Demba Camara shares his inspiring journey from The Gambia to the US, detailing how he used cultural saving circles and grit to build a multi-home legacy.

Jul 12, 2026
Creative Ways to Buy Your First Investment Property
Rents to Roots

Creative Ways to Buy Your First Investment Property

with Christina Haws

Real estate investor Christina Haws shares her journey from stay-at-home mom to RV park owner, revealing how creative financing can unlock homeownership.

Jul 5, 2026
How First-Time Buyers Can Get Creative in Today’s Market
30m
Rents to Roots

How First-Time Buyers Can Get Creative in Today’s Market

with Wylene Benson

Real estate veteran Wylene Benson shares how first-time buyers can overcome Utah's affordability challenges through creative strategies, mindset shifts, and identifying sleeper markets.

Mar 15, 2026
Is Now a Good Time to Buy? Real Advice from a Utah Realtor
45m
Rents to Roots

Is Now a Good Time to Buy? Real Advice from a Utah Realtor

with Nikki Lemon

Utah real estate veteran Nikki Lemon explains why waiting for the perfect market is a myth and how creative strategy turns renters into owners.

Mar 1, 2026
How Three Buyers Beat Rising Housing Costs by Co-Purchasing a Home
33m
Rents to Roots

How Three Buyers Beat Rising Housing Costs by Co-Purchasing a Home

with Betsy Hellewell, Lynn Hellewell, Nicole Hellewell

The Hellewell family shares their transformative journey from lifelong renting to co-purchasing a multi-generational home in Eagle Mountain, Utah.

Aug 22, 2025
Deep Dive Into Investing With Masyn Barney
Rents to Roots

Deep Dive Into Investing With Masyn Barney

with Masyn Barney

Realtor and investor Masyn Barney explores the mechanics of real estate leverage, house hacking strategies, and data-driven navigation of the Utah market.

Feb 17, 2023
Building a Business Taking Care Of People - Interview With Clint Allred
Rents to Roots

Building a Business Taking Care Of People - Interview With Clint Allred

with Clint Allred

Cancer survivor turned realtor Clint Allred shares his journey of entering real estate at 19 and his people-first philosophy for building wealth.

Aug 2, 2022
Getting Started In Real Estate Investing - Interview with Kenya Arnett
31m
Rents to Roots

Getting Started In Real Estate Investing - Interview with Kenya Arnett

with Kenya Arnett

Kenya Arnett shares her journey from a stressed W-2 employee to owning nine properties, offering a blueprint for building generational wealth.

Jul 27, 2022
Whats UP With This Housing Market?
23m
Rents to Roots

Whats UP With This Housing Market?

with Terry Bailey

Terry Bailey explores the path to financial freedom through real estate, offering clarity on market myths and the 'Big Four' benefits of property ownership.

#Real Estate#Financial Literacy#Homeownership
Apr 25, 2022
"HOUSE HACKING" with Jens Neilsen
31m
Rents to Roots

"HOUSE HACKING" with Jens Neilsen

with Jens Neilsen

Jens Neilsen joins Ryan Harding to explain how house hacking can turn a first home into a wealth-building asset, even in a competitive Utah market.

#Homeownership#Real Estate#Financial Literacy
Apr 11, 2022

Stories (5)

Building a Business Taking Care Of People - Interview With Clint Allred
Story
From Episode
12:04 – 13:26

House Hacking in Eagle Mountain

In 2020, amidst the uncertainty of the pandemic, Clint decided to practice what he preached. He purchased a home in Eagle Mountain, Utah, specifically looking for a property with a basement apartment. By renting out the basement for $750, he reduced his $2,000 mortgage payment to just $1,250 a month. This 'house hack' allowed him to live in a larger home while building equity at a fraction of the market cost.

Life Lesson

Sacrificing complete privacy in the short term can lead to significant financial freedom in the long term.

Community Significance

Illustrates how Utah's 'basement apartment' culture facilitates affordable housing and ownership.

house hacking
financial freedom
investment

From Episode

Building a Business Taking Care Of People - Interview With Clint Allred

with Clint Allred

Is Now a Good Time to Buy? Real Advice from a Utah Realtor
Story
From Episode
14:59 – 16:13

The 'Instagram Perfect' Pivot: Finding a Sustainable Starter Home

Nikki shares a story of a young couple with a $500,000 budget who were devastated after seeing their 'dream home' in terrible condition. They were caught in the 'Instagram perfect' fantasy. Nikki helped them pivot to a different house: one that was smaller and less visually grand but featured a basement with a separate entrance and room to grow. This allowed them to consider a strategy—renting the basement to offset costs—rather than just finding a static aesthetic.

Life Lesson

Success in homeownership often requires sacrificing initial aesthetic desires for long-term financial stability and growth.

Community Significance

Encourages sustainable homeownership that doesn't leave young families 'house poor.'

First-Time Home Buyers
Expectation Management
Financial Strategy

From Episode

Is Now a Good Time to Buy? Real Advice from a Utah Realtor

with Nikki Lemon

Deep Dive Into Investing With Masyn Barney
Story
From Episode
02:08 – 03:16

From Therapy Practice to Property Ownership

Masyn shares the origin of his interest in real estate, which began while he and his wife were students at BYU. His wife, a mental health therapist, wanted to open her own practice. As a business-minded student, Masyn researched how doctors and dentists build wealth and discovered that the building often becomes more valuable than the practice itself. This led him to the 'house hacking' strategy and the BiggerPockets community, pivoting his career path toward real estate investment.

Life Lesson

The most valuable part of a business is often the physical asset it occupies; look beneath the surface of an operation to find the real wealth.

Community Significance

Highlights the entrepreneurial spirit of BYU students and the shift toward specialized small business ownership in the region.

Entrepreneurship
Strategic Planning
Family Goals

From Episode

Deep Dive Into Investing With Masyn Barney

with Masyn Barney

"HOUSE HACKING" with Jens Neilsen
Story
From Episode
5:21 – 6:55

The First House Hack: A Duplex Success Story

Jens shares a personal story of how he and his wife purchased a duplex to start their real estate portfolio. Because Jens had not yet reached two years in his real estate career, he didn't qualify for the loan himself. Instead, they used his wife's income and the projected rental income from the other unit to qualify. Today, their tenants pay two-thirds of their mortgage, and they plan to keep the property as a cash-flowing asset when they eventually move out.

Life Lesson

You don't always need a massive income to buy property; you need a strategy that utilizes the property's own potential income.

Community Significance

Demonstrates a path to homeownership in a high-cost market like Utah.

Financial Strategy
House Hacking
Qualifying for Loans

From Episode

"HOUSE HACKING" with Jens Neilsen

with Jens Neilsen

People (1)

Quotes (8)

"HOUSE HACKING" with Jens Neilsen
Wisdom
"Essentially house hacking is when you are wanting to get started in real estate investing... but also at the same time get into your first property."

Jens Neilsen

2:42

Why It Matters

Defines the core concept of house hacking for those looking to bridge the gap between renting and ownership.

Community Relevance

Introduces a wealth-building tool that is accessible to first-time buyers in the local market.

"HOUSE HACKING" with Jens Neilsen
AI Extracted
From Rents to Roots
Getting Started In Real Estate Investing - Interview with Kenya Arnett
Wisdom
"we turned our the home that we were currently living in into a rental and we bought another one moved into it and then we serial repeated that several times."

Kenya Arnett

3:38

Why It Matters

Describes a specific, accessible wealth-building strategy often called 'house hacking' or 'serial primary residence investing.'

Community Relevance

Shows a practical path for middle-class families to build a portfolio by utilizing low-down-payment primary residence loans.

Creative Ways to Buy Your First Investment Property
Wisdom
"House hack... means you buy a house that you can rent other portions of the house to someone else and that will help with your mortgage payment."

Christina Haws

12:21

Why It Matters

Defines a critical entry-level investment strategy that makes high mortgages affordable for first-time buyers.

Community Relevance

Practical advice for young professionals or families in expensive markets to offset living costs.

How First-Time Buyers Can Get Creative in Today’s Market
Wisdom
"I think a lot of it is just being creative, like I was saying, creating opportunities for yourself."

Wylene Benson

17:29

Why It Matters

Introduces the concept of 'house hacking' and ADUs as viable paths to affordability in a high-cost market.

Community Relevance

Provides actionable strategies for local buyers to offset high mortgage payments using rental income.

Building a Business Taking Care Of People - Interview With Clint Allred
Wisdom
"I truly think house hacking like that is going to be the easiest way to get properties... if you're a first-time homebuyer and you're looking to you know kind of build your portfolio."

Clint Allred

16:42

Why It Matters

Identifies house hacking as the premier strategy for transforming a personal residence into an income-producing asset.

Community Relevance

Provides practical advice for renters trying to offset high mortgage payments.

Deep Dive Into Investing With Masyn Barney
Wisdom
"I think one of the best ways to start out as an investor is to house hack."

Masyn Barney

17:20

Why It Matters

It identifies a specific, actionable strategy for entering the real estate market with lower personal expense.

Community Relevance

Directly addresses the challenge of high mortgage payments by suggesting income-generating living situations.

Deep Dive Into Investing With Masyn Barney
AI Extracted
From Rents to Roots

Community Connections

Stories, people, and ideas that connect across the archive — ranked by shared themes, guests, places, and topics.